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CONSUMER CONSUMER > 
Debt Collection, Garnishment, Repossession
  General legal information about your rights.

Legal information available to the general public on a wide variety of issues.

 
There are 7 resources  
   A Fresh Start: Bankruptcy Basics (Separate Website)
A helpful video created by the Tampa Bay Bankruptcy Bar Association and Bay Area Legal Services, Inc.
By: Bay Area Legal Services, Inc. - Tampa
 
  
   
   Filing Your Answer to a Complaint This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
If you have been served with a lawsuit, this document will help you respond and protect your rights.
    Read this in: Spanish / Español
  
   
   Going to Small Claims Court This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Small Claims Courts were established with the goal of providing speedy, inexpensive and simple justice in cases involving smaller amounts of money. Read this brochure for information on the process.
  
   
   How to Cope With Debts; How to Deal With Collectors This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
There are times when a person is totally overwhelmed with debts. Whatever the circumstances?a medical emergency, the loss of a job, or poor financial planning ? a decision needs to be made about how to cope with debts and how to deal with collectors in this time of crisis.
By: Community Legal Services of Mid-Florida, Inc. - Daytona Office
 
    Read this in: Spanish / Español
  
   
   Protection from Creditors This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Learn about your rights to protect your resources and property from creditors.
  
   
   Things You Should Know About Small Claims Court (Separate Website)
This web site is designed to familiarize you with the Pro Se small claims court process. It is intended for the citizens of the State of Florida. Florida?s State Constitution provides that all the citizens of the state shall have access to the court system. At times, however, the court system can be confusing and this web site is intended to provide the viewer with an understanding of the small claims court process as well as the necessary information to process a small claims case.
  
   
   TIPS ON BEING AN INFORMED SENIOR CONSUMER This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
FOOD FOR THOUGHT TIPS ON BEING AN INFORMED SENIOR CONSUMER HOW TO AVOID HAVING YOUR INCOME AND ASSETS STOLEN
  
   
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