Medicare Savings Plans
Authored By: Florida Legal Services, Inc.
What is a Medicare Savings Plan?
There are currently three Medicare Savings Plans:
- Qualifying Individuals 1 (QI-1) Program
- Special Low Income Medicare Beneficiary (SLMB) Program
- Qualified Medicare Beneficiary (QMB) Program
What can a Medicare Savings Plan do for me?
- Medicare monthly premiums for Parts A & B
- Medicare deductibles (just for QMB's)
- Medicare co-insurance (just for QMB's)
Who is eligible for a Medicare Savings Program?
To qualify you must:
- Be enrolled in Medicare Part A
- Be a Florida resident
- Be a U.S. citizen or qualified noncitizen
- Have a monthly income of $1,386* or less for an individual; $1,872 for a couple.
- Have assets of $7,560** or less for an individual and $11,340 for a couple
* If your income includes Social Security, or other unearned income, the state will not count up to $20 of additional income when determining your eligibility. These amounts increase each year. These amounts include the $20.
** Your home, car and burial fund are not counted toward your asset limit.
How do I apply for a Medicare Savings Program?
- Apply at your local Department of Children and Family Services (DCF) office.
- Visit DCF online to get a Medicare/Medicaid Buy-In Application or download it here (en español). Then mail or fax your application to DCF.
- Apply at your local Aging Resource Center (ARC). To find the ARC, call the Elder Helpline at 1-800-963-5337.
What should happen next?
Once you apply you should get a decision within 45 days of the date of your application.
If you do not, contact your local legal aid for help.
Updated September 15, 2018.